Worry-free Home loans


Attractively priced loans with seamless sanction process.

Frequently Asked Questions

Home loans are a breather for millennials today. Being funded with 75% to 80% of the property cost by Mudra, it becomes easy for any housing loan borrower to go one step closer towards his/her dream home, without bearing a humungous expense at one go! The loan is usually paid back in equated monthly instalments and the amount payable per EMI usually depends on the tenure of the loan, the interest rate, the amount of the loan etc. However, we at Mudra understand that buying a house is not only a sought-after 'next step' for you, but also a valuable investment. So, principally, we intend to simplify the entire process and make it seamless, hassle-free and memorable..
There are some factors which determine whether you are eligible to apply for a housing loan or not. These include your monthly income, the source of your income, your qualification, work and credit history, age and number of dependents, and your future plans.
Applying for a home loan from Mudra is simple. Just fill out your personal details in the form that appears after clicking on the Apply Now button, get a call within 24 hours. Or just visit the nearest branch of Mudra Co-op Credit society limited.
You can borrow up to 75% of the cost of the property or maximum upto 50,00,000/- (Fifty lakhs )
Your home loan repayment capacity as determined by Mudra Co-op credit society ltd., will help decide how much you can borrow.
If you are an individual - your spouse, your parents, or even your major children can be your co-applicants. The co-owner of a property has to be a co-applicant, but a co-applicant need not be the co-owner of the property.
You can take the disbursement after credit, technical and legal appraisals of the property have been done, besides execution of relevant documents & deposit of original property documents is required to be completed prior to disbursement.
The home loan will be disbursed in full or in suitable instalments taking into account requirement of funds and progress of construction, as assessed by Mudra Co-op credit society
Yes, very much so. the agreement for sale between the builder / seller and the purchaser is required by law to be registered.
Your home is your pride and joy. Don't let unplanned events take it away. Property insurance will take care of home in case an unforeseen event strikes.
In most cases, the property itself, bought or intended to be bought, becomes the security till the entire loan is repaid.
Yes, Prepayment is allowed on Home Loan 2% penalty will be charged on the balance principal amount
In Mudra time require for disbursement is 7 working days after submitting all relevant document as per legal or any other document required.
No, borrower cannot sell property without clearing outstanding home loan amount of existing bank/financial institution.
The market value of a property is the price at which that property is exchanged between a buyer and a seller on the date of valuation / execution of Agreement.
Let's discuss money.


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Mulund (W), Mumbai-400080


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at 96780 96780.


Be it an enquiry, feedback, write to us
at info@mudraonline.in