Mudra Mortgage Loan


Realize your greater goals, with what you already have.

Essential Documents - Self-employed

Application Form For Proprietor
Compulsory Documents Pan Card
Identity Proof Driving License / Passport / Voters ID / Aadhar Card
Address Proof Address Proof for Both office & Residence, Passport / Driving License / Voters ID / Utility Bill / Aadhar card
Ownership proof Agreement Copy / Electricity Bill / Maintenance Bill with Share Certificate / Municipal Tax Bill
Business Continuity Proof Shop & Establishment certificate / Tax registration – VAT / GST registrations
Financial 1) Latest Three years audited financial
2) Last three years Tax audit Report (Form 3CB + 3CD in case of proprietorship)
3) Latest VAT / GST returns for current financial year
4) Breakup of all Secured and unsecured loans
5) Existing loan Sanction letter and their corresponding EMI reflecting bank statement for last 1 year
Banking Last 1 year bank statement (Business accounts)

Frequently Asked Questions

Any Resident Indian Individual (salaried/ self-employed) can apply. The co-applicants can be close relatives or Friends.

Some of the variants which we offer against properties are: Loans against old Residential / Commercial Property
  • Physical account statements sent quarterly or monthlyReal estate continues to stand out as one of the safest financial investment options and an essential asset. In the face of financial emergencies, solutions that involve mortgaging existing property as collateral prove to be more beneficial than selling.
  • With the inclusion of commercial as well as non-commercial property, mortgage loans allow you to make the most of your dormant investments. Be it for the expansion of existing business or to devote financial assistance to a start-up venture, a Mortgage Loan from Mudra Co-op Credit soc. ltd is suitable for all your financial needs.
  • Secure & Prompt: Property is a static asset, making LAP one of the most secure loans. The time taken for the application, documentation and processing for LAP at YES BANK is swift, making it an ideal choice during financial emergencies.
  • Attractive Interest Rates: Mortgage loan interest rates are comparatively lower compared to other Co-op Credit society, along with a convenient and longer tenure available for its repayment.
  • Unlimited Growth: Refinance options enable continual growth of a business by availing Mudra Mortgage Loan
Benefits of a Mortgage loan from Mudra Co-op Credit Society Ltd
  • No restrictions on the utilization of loaned amount. Can be used for personal as well as commercial needs.
  • Hassle-free application procedure with simplified documentation and prompt processing of the loan amount.
Mudra is driven to provide you with complete customer satisfaction. We provide convenient ways for you to apply for a loan against property in the following two ways:
  • Online Application: Modern-day technology enables you to access our varied offers and products online. So simply visit our website, check the individual loans section, click on the Mortgage loan tab and just Fill in the details, and our service expert will get in touch with you to further guide you through the application process.
  • Visit our Branch: Visit your nearest Mudra branch for information regarding the application and processing of Mortgage Loan. Our trained experts will assist you with the entire process and respond to all your queries.
Loan to Value (LTV) is a term that is used to express the ratio of a loan to the value of the asset mortgaged. The loan is usually offered in the range of 60% to 70% of the market value of the property.
Repayment can be made by way of EMIs and must be made through Automated Clearing House (ACH) or Electronic Clearing System (ECS).
At Mudra, you can get a Mortgage Loan Maximum upto Rs. 50 lakhs or upto 70% of the property value. Some of the factors we consider when deciding a loan amount are:
  • The property’s registration
  • The property’s market value
  • Your requirement and eligibility
  • Your income and repayment capacity
Once your loan account is closed, you may collect your property documents after 16 days from your nearest Mudra Co-op credit soc. Ltd., Branch.
Let's discuss money.


LG-34. Avior Corporate Park, LBS Marg,
Mulund (W), Mumbai-400080


For assistance, call our Phone Banking
at 96780 96780.


Be it an enquiry, feedback, write to us