Loans up to 5 Lakhs
Avail loan from Rs. 20,000 to Rs. 5 Lakhs
Speedy approval and prompt disbursal
Once sanctioned, will process in a matter of hours
No need for collateral while availing personal loan
For Salaried Applicant
|Reducing Balance Interest Rate||Starting 14%|
|Loan Processing Charges||Upto 3% of the loan amount|
|SHARES AMOUNT||5 % of the loan amount|
|Stamping Charges||Applicable as per the State's Stamp Act|
|Overdue Charges (Penalty)||25% of the Interest|
|Dishonour Charges Per Instance||Rs. 750 per instance|
|Swap Charges (Change in mode of repayment/Instrument/EMI Date swap)||Rs.500 per Swap per Instance|
|Prepayment Interest / Foreclosure Charges||Lock in period for 06^ months.
After 6 to 12 Months 5.00%
12 to 24 Months 2.50%
24 to 36 Months 2.00%
|Duplicate Issue of NOC||Nil|
|No Due Certificate||Nil|
|Charges applicable in case customer requests for copies of records pertaining to his transactions ( SOA / Amortization Schedule)||Once yearly without any charge. Post that Rs.200 per request|
A home loan or car loan will allow you to use the money to purchase a home or car respectively, but when you apply for a personal loan, it need not be restricted to a specific use.
With minimum documentation, you can now avail a personal loan for an amount up to Rs. 5 lakhs at attractive rates of interest.
PDC's need to be swapped at least 7 working days pre/7 working days post the Installment date.